This website is for use by intermediaries only

Contact Us

If you want to talk to us, please use one of the numbers below:

For new business enquires:

Holly Andrews: 01799 582885

AToM, Intrinsic, Knight Frank Finance, Private Finance, TBMC, TenetLime, Vantage

email: holly.andrews@saffronbs.co.uk

Debby Tedder: 01799 582925

L&G, L&G Mortgage Club and all affiliated firms, PMS Club, Sesame

email: deborah.tedder@saffronbs.co.uk

Lewis Wheeler: 01799 582894

Brightstar,Complete, 3mc, Mortgage Intelligence, Next Intelligence, Platinum Options

email: lewis.wheeler@saffronbs.co.uk

For cases in progress call:

Mortgage Team: 01799 582966

email: mortgage.processing@saffronbs.co.uk

For technical support call:

Emma Hall: 01799 582966 option 2
Media Enquiries

If you are a journalist and require further information, please contact:
Josh Cooper, Cooper Consultants Ltd
07768 355265
josh@cooper-consultants.co.uk

Head Office

Saffron House, 1A Market Street,
Saffron Walden,
Essex CB10 1HX.
Telephone: 01799 522211


Christmas Opening Hours

Wednesday 209:00AM - 5:00PM
Thursday 219:00AM - 5:00PM
Friday 229:00AM - 5:00PM
Monday 25CLOSED
Tuesday 26CLOSED
Wednesday 279:00AM - 5:00PM
Thursday 289:00AM - 5:00PM
Friday 299:00AM - 5:00PM
Monday 1CLOSED
Tuesday 29:00AM - 5:00PM

Intermediary Mortgage Portal

The Mortgage Portal enables you to select a Saffron mortgage product, request a DIP, submit a full mortgage application and monitor all your clients' cases. Designed to be easy to use and all of the instructions you need are on each screen but if you need it there's also a Quick Start Guide.

Register for the Intermediary Mortgage Portal:

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Login to the Intermediary Mortgage Portal:

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Frequently Asked Questions

For any queries take a look at our FAQs or if you still require further help you can contact us on 01799 582966 and select option 2.

News

Saffron revamps self-employed and contractor mortgage deals

Saffron For Intermediaries, the dedicated intermediary channel of Saffron Building Society, has overhauled its entire range of mortgages for the self-employed and contractors.

Rates and fees have been reduced and all discounts are ERC free. There is also a new 90% LTV fixed rate for the self-employed and a new 60% LTV band has been introduced for borrowers with significant equity who want to remortgage or move home.

Key features include the following:

Self-employed

Available to anyone (including first-time buyers) who is self-employed with trading accounts of 1-year or more.

3-year discounted Rates:
2.49% (SVR-2.9%) to 60% LTV
2.79% (SVR-2.6%) to 80%LTV
3.39% (SVR-2.0%) to 90% LTV
All are ERC free and have an arrangement fee of £499.

Fixed Rates:
3.27% fixed until 30/04/21 to 80% LTV
3.77% fixed until 30/04/21 to 90% LTV
Both products have an ERC of 3% until the end of the fixed rate period and an arrangement fee of £999.

Terms: for purchase or remortgaging. Max mortgage period: 40 years.
60% & 80% LTV Min loan £30K, Max £1m
90% LTV Min loan £30K, Max £500k
Loans over the Max amounts will be considered, however rates may be bespoked.

Contractors

Available to individuals (including first-time buyers) working on a contract basis.

3-year discounted Rates:
2.39% (SVR-3%) to 60% LTV
2.69% (SVR-2.7%) to 80%LTV
3.29% (SVR-2.1%) to 90% LTV
All are ERC free and have an arrangement fee of £499.

Fixed Rates:
3.17% fixed until 30/04/21 to 80% LTV
3.67% fixed until 30/04/21 to 90% LTV
Both products have an ERC of 3% until the end of the fixed rate period and an arrangement fee of £999.

Terms: for purchase or remortgaging. Max mortgage period: 40 years.
60% & 80% LTV Min loan £30K, Max £1m
90% LTV Min loan £30K, Max £500k
Loans over the Max amounts will be considered, however rates may be bespoked.

Anita Arch, Head of Mortgage Sales at Saffron, said: “The self-employed and contractors are a growing sector of our national workforce and these enhancements will help them to drive-down the cost of either purchasing or remortgaging property.

“We’re now offering a choice of either fixed rates to end April 2021, or ERC free 3-year discounts allowing borrowers to make unlimited overpayments without penalty. All products are also available on an interest-only basis up to 70% LTV.”

All mortgage applications are assessed on their own merits by a skilled underwriter and brokers and their clients are guaranteed a fast and personal service.

Saffron for Intermediaries strengthens intermediary sales team

Saffron For Intermediaries, the dedicated intermediary channel of Saffron Building Society, has promoted Holly Dennis to the role of Business Development Manager, to further strengthen its intermediary sales team.

Reporting to Head of Mortgage Sales Anita Arch, Holly will work alongside Debby Tedder and Lewis Wheeler and takes responsibility for managing a number of key distributor relationships and providing intermediaries with support in submitting mortgage applications to Saffron for Intermediaries.

Holly has worked for Saffron for 2.5 years, during which time she has developed a detailed understanding of the intermediary mortgage market. She previously worked in the recruitment and travel industries, which gave her an excellent foundation in the provision of customer service and account management.

Anita Arch, Head of Mortgage Sales at Saffron, said: “I’m delighted to welcome Holly to the intermediary sales team. I know that her previous career experience and her existing knowledge of Saffron Building Society will stand her in excellent stead.”

Holly Dennis said: “This is a great opportunity to help build awareness amongst mortgage intermediaries of Saffron’s excellent lending proposition. I’m really looking forward to working closely with my key accounts.”

Saffron constructs new mortgage deal For self-builders

Saffron For Intermediaries, the dedicated intermediary channel of Saffron Building Society, has developed a new mortgage product to replace its existing deals for self-builders.

The new self-build mortgage is provided on an interest-only basis for a period of 24 months, after which the borrower can switch to another Saffron mortgage product or remortgage to another lender. Borrowers can draw-down funds as required and are no longer restricted by inflexible stage payments. Saffron will also accept applications from first-time buyers.

The new self-build mortgage includes the following features:

Rate: 4.20% discount (SVR – 1.19%) for 24 months
LTV: Will lend up to:
– 65% of the purchase price of the plot
– 100% of the build costs
– A maximum of 75% of the gross development value
Arrangement fee: 1%
ERC: None
Repayment: interest only for a maximum of 24 months
Loan amount: £30,000 up to £1m

Anita Arch, Head of Mortgage Sales at Saffron, said: “We’ve listened carefully to feedback for self-builders, who tell us they want to keep mortgage costs to a minimum during the build period and that they also want the flexibility to draw down funds as and when required, rather than being tied to an inflexible stage payment system.

“This deal, which offers a combination of a discount, interest-only payments and drawdown’s as required, ticks all the boxes. We will also accept applications from first-time buyers, which will be of interest to offspring who plan to build on spare land that may have been released by their parents.”
All mortgage applications are assessed on their own merits by a skilled underwriter and brokers and their clients are guaranteed a fast and personal service.

Saffron enhances buy-to-let mortgages, including deals for expats

Saffron For Intermediaries, the dedicated intermediary channel of Saffron Building Society, has enhanced both its specialist deals for ex-pat borrowers and everyday buy-to let mortgages.

Product enhancements include the following:

Expat buy-to-let

Enhancements: A new 75% LTV band has been introduced with a discounted rate, also borrowers no longer need to show a history of having a UK mortgage. Saffron has no country restrictions, including Australia and will consider first-time-buyers.
Rate: 3.69% discount (SVR – 1.7%) for 3 years up to 75% LTV
Arrangement fee: 2.5%
ERC: 3% for the period of the discount
Terms: min loan £30K, Max £1m over periods up to 40 years

Everyday buy-to-let

Enhancements: New fixed and discounted rates introduced; rental cover on debt-to-debt remortgaging is only 125% of pay rate; will accept first-time landlords.
Rates: 2.49% discount (SVR – 2.9%) for 2 years up to 75% LTV,
or 2.77% fixed until 28/02/23 up to 75% LTV
Arrangement fee: 2%
ERC: 2% for 2 years for the discounted loan, 3% until 28/02/23 for the fixed rate mortgage.
Terms: min loan £30K, Max £1m over periods up to 40 years

Anita Arch, Head of Mortgage Sales at Saffron, said: “Our ex-pat buy-to-let mortgage has always been incredibly popular and these enhancements make what was already a strong proposition even stronger. Having no country restrictions, dropping the requirement for borrowers to be able to show a UK mortgage history and being able to consider first-time-buyers, will be welcomed developments by expats wanting to invest in UK property.

“Our everyday buy-to-let products also offer a choice of highly competitive fixed and discounted rates and we are willing to accept first-time landlords.”

All mortgage applications are assessed on their own merits by a skilled underwriter and brokers and their clients are guaranteed a fast and personal service.

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