This website is for use by intermediaries only

Contact Us

If you want to talk to us, please use one of the numbers below:

For new business enquires:

Holly Andrews: 01799 582885

AToM, Intrinsic, Knight Frank Finance, Private Finance, TBMC, TenetLime, Vantage


Debby Tedder: 01799 582925

L&G, L&G Mortgage Club and all affiliated firms, PMS Club, Sesame


Lewis Wheeler: 01799 582894

Brightstar,Complete, 3mc, Mortgage Intelligence, Next Intelligence, Platinum Options


For cases in progress call:

Mortgage Team: 01799 582966


For technical support call:

Emma Hall: 01799 582966 option 2
Media Enquiries

If you are a journalist and require further information, please contact:
Josh Cooper, Cooper Consultants Ltd
07768 355265

Head Office

Saffron House, 1A Market Street,
Saffron Walden,
Essex CB10 1HX.
Telephone: 01799 522211

Christmas Opening Hours

Wednesday 209:00AM - 5:00PM
Thursday 219:00AM - 5:00PM
Friday 229:00AM - 5:00PM
Monday 25CLOSED
Tuesday 26CLOSED
Wednesday 279:00AM - 5:00PM
Thursday 289:00AM - 5:00PM
Friday 299:00AM - 5:00PM
Monday 1CLOSED
Tuesday 29:00AM - 5:00PM

Intermediary Mortgage Portal

The Mortgage Portal enables you to select a Saffron mortgage product, request a DIP, submit a full mortgage application and monitor all your clients' cases. Designed to be easy to use and all of the instructions you need are on each screen but if you need it there's also a Quick Start Guide.

Register for the Intermediary Mortgage Portal:


Login to the Intermediary Mortgage Portal:


Frequently Asked Questions

For any queries take a look at our FAQs or if you still require further help you can contact us on 01799 582966 and select option 2.

Portfolio Landlords

A portfolio landlord is a landlord with 4 or more mortgaged buy to let properties.

Minimum ICR on properties being financed by the Society:

• Re-mortgage no capital raising: Rental cover 125% of pay rate
• Re-mortgage capital raising and new BTL: Rental cover 140% of either pay rate +2% or 5.5%, whichever is higher
• 5 Years fixed rate: Rental Cover 140% of pay rate

All other BTL assets in the portfolio (not financed by the society) must meet rental cover of at least 125% of pay rate both individually and collectively.

The Society will lend up to a maximum of 10 properties in aggregate but with a maximum exposure of £1.5m to any individual

Maximum LTV is 75% on each property (this includes any fees to be added)

Each case will be individually assessed by an underwriter and exceptions to the above considered on a case by case basis. This will be dependent on the borrower having alternative sources of income to support shortfall from operating cash flow.

At FMA stage we will require four additional documents to be completed and uploaded onto the case.

These documents can be found below:

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Best Service from a Mortgage Provider - Moneyfacts Awards 2014