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Contact Us

Lines are open Monday to Friday 9AM - 5PM, except Wednesday 9:30AM - 5PM

If you want to talk to us, please use one of the numbers below:

For new business enquires:

Sophie Gould: 01799 582923

Legal & General,SimplyBiz


Holly Andrews: 01799 582885

3mc – Packager & Club,Brightstar – Packager & Club,Brilliant Solutions Mortgage Club,Complete FS,Impact Specialist Finance,Mortgage Intelligence,Next Intelligence,Openwork,Platinum Options,PMS,Positive Lending Mortgage Club & Packager,Quilter,Sesame,TBMC,Tenet,TMA,Vantage Finance


For cases in progress call:

Mortgage Team: 01799 582966


For technical support call:

01799 582966 option 2
Head Office

Saffron House, 1A Market Street,
Saffron Walden,
Essex CB10 1HX.
Telephone: 01799 522211

Intermediary Mortgage Portal

The Mortgage Portal enables you to select a Saffron mortgage product, request a DIP, submit a full mortgage application and monitor all your clients' cases.

Login to the Intermediary Mortgage Portal:


Register for the Intermediary Mortgage Portal:


Frequently Asked Questions

For any queries take a look at our FAQs or our Quick Start Guide.

If you still require further help you can contact us on 01799 582966 and select option 2.

Development Finance

Property development finance is for experienced property developers who will sell on to others for profitable gain, the properties they construct.

Self-build mortgages are aimed at individuals building or converting property that they will subsequently occupy themselves. For information on our Self Build mortgages please click here.

Guide to Development Finance

Last year, UK Finance and the Federation of Master Builders produced a new guide designed to help small and medium sized house builders. The guide offers practical advice to smaller housebuilders on how they should present their project to lenders to improve their chances of success, as well as the alternative options available if an application for finance is turned down.

Take a look at the guide.

Smaller builders and property developers have an important part to play in helping to build between 225,000 and 275,000 homes each year, if the UK is to keep up with consumer demand for new housing.

However, in research conducted by the NHBC in 2014, 22% of builders and property developers said that obtaining finance was a major problem. When asked to explain the issues, 50% said banks were reluctant to lend to small builders, 30% said it took too long to obtain mortgage finance and 25% said banks didn’t understand their business. A damning indictment.

A like-minded approach

At Saffron Building Society, we’re different. We have a specialist property development finance team who understand the needs of small builders and property developers and are able to take a more personal approach to the way we do business.

Helping you get your clients development project off the ground

If your client is seeking finance to fund a property development project, we may well be able to help.

We assess each and every proposal on its own merits and don’t have off-the-shelf finance solutions, preferring instead to create a bespoke package that meets the exact requirements of your customers.

The developments we can finance

Here’s an overview of the type of developments in which we’re interested:

  • We’re happy to lend to experienced property developers or individuals with experience of the property development market, who have planning consent for a development project.
  • We’ll lend on residential new build, refurbishment or property conversion projects based in England or Wales (we don’t lend in Scotland).
  • We are particularly keen to hear about projects in our own heartland: East Anglia, London and the South East.
  • We’ll lend on single properties or multi-unit developments.
  • We typically provide funding of between £500,000 and £3million, but can be flexible.
  • We will lend up to 75% of the costs or 65% of the gross development value, whichever is the lower.
  • We will provide finance for the purchase of land as well as the construction costs.
  • We’ll offer flexible terms to suit your requirements and funding can be drawn-down in stages throughout the term of the project.
  • Rates are agreed on a deal by deal basis.

Want to talk?

If you want to talk about funding for a development project, then please contact us on 01799 582886 or email We will be happy to discuss your requirements and explain how Saffron Building Society may be able to help.


Further information for property developers

A series of short blogs which provide background information around a range of technical issues such as Section 106 agreements, brownfield site development and issues relating to planning gain.

Section 106 and CIL explainedPermitted Development Rights Explained

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Best Service from a Mortgage Provider - Moneyfacts Awards 2014