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Owner Occupied / Residential - fixed rate mortgages

Please be aware all mortgage products were withdrawn at 5pm on Thursday 4 August, except for Self-Build. This is so we can focus on processing our existing applications as quickly as possible and restore our service levels to normal. System issues mean products are still visible on the portal, but applications received after the deadline will NOT be accepted. Please keep checking back for updates for when our new products will be launched.

Contact the Intermediary Support Team (01799 582 925 or with any queries, and thanks for your understanding at this busy time.

A fixed rate mortgage offers borrowers the peace of mind of a set monthly payment during the term of the mortgage deal.

Our fixed rate mortgages offer competitive rates with all applications being individually assessed by a skilled underwriter giving an efficient and personal service. 

Product Criteria 80% LTV

  • Valuation fees apply. Full details can be found here.
  • Minimum age 21
  • Interest only or repayment
  • Interest only to 70% max LTV and subject to an acceptable repayment strategy
  • Minimum loan size £30,000
  • Maximum loan size £1,000,000
  • Loans over this are priced on a bespoke basis and have restricted LTV’s


Owner Occupied/Residential - fixed rate mortgages

Your home may be repossessed if you do not keep up payments on your mortgage