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Products

You can find information about our Mortgage products below. If you are still in need of assistance, our team will be more than happy to help.

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Our Product range

Contractor

Contractor

Available for individuals who are working on a contract basis, Saffron considers the contractor’s circumstances and income structure.

Everyday BTL

Everyday Buy-to-Let

Our everyday Buy-to-Let product range is available to first time landlords and existing landlords to purchase or re-mortgage a property.
Expat BTL

Expat Buy-to-Let

Our Expat products are available for UK nationals residing abroad who wish to purchase or re-mortgage a property in the UK.
to let

Expat Ltd Co BTL

Our Expat Limited Company Buy to Let products are available for landlords operating via a UK registered limited company to purchase or remortgage a property whilst one or more directors reside abroad.
FTBB

Expat Residential

Available to expats returning to the UK or where direct family (spouse and own children) remains in the property
FTB

First Time Buyer Mortgages

So your client is looking to take the plunge and buy their first home. 
btl

HMO BTL

Our HMO Buy-to-Let product range is available to individual or Limited Company landlords looking to purchase or re-mortgage a HMO property with up to 6 bedrooms.

Our Large HMO Buy-to-Let product range is available to experienced individual or Limited Company landlords looking to purchase or re-mortgage a HMO property with 7 or more bedrooms.
JBSP

Joint Borrower Sole Proprietor

A Joint Borrower Sole Proprietor product can help to get your client on the property ladder by allowing a family member assist with affordability.
LIR DS

Lending into Retirement Downsizing

An interest only mortgage that allows downsizing as the repayment vehicle when the loan will be repaid in retirement.
Ltd co BTL

Limited Company Buy To Let

Our Limited Company Buy to Let products are available for landlords operating via a limited company to purchase or re-mortgage a property, with newly registered limited companies accepted.

OO fixed/resi

Owner Occupied/ Residential - discount rate mortgages

Discount mortgages for purchase or re-mortgage.
OO Fixed & Resi

Owner Occupied/ Residential - fixed rate mortgages

Fixed rate mortgages for purchase or re-mortgage.
FTB

Premier Income

Our Premier Income products are exclusively designed for borrowers with an income of £150,000 or more.

They’re available for loans between £1m and £5m for a House Purchase or Remortgage, and between £1m and £4m for Self Build projects.

Premier Income mortgages have no maximum Loan to Income; they assessed purely on applicants’ affordability and their individual circumstances.
ftbpro

Professional Income Boost

Help your client with our Professional Income Boost range
pts

Retention Products

Our Retentions Range is designed for clients coming to the end of their existing mortgage deal.
RIO

Retirement Interest Only (RIO) mortgages

This product allows flexibility for borrowers in later life. Only available to retired borrowers on an interest only basis, with the loan being repaid by sale of the property on a set life event. They are for an open ended term.
SB

Self-Build and Custom Build

Available to self-builders who want to buy a plot of land to build a new house or refurbish an existing structure for their own occupation.
SE

Self-employed mortgages

For those working on a self-employed basis, this mortgage is available for applicants with only 1 year’s accounts

Your home may be repossessed if you do not keep up payments on your mortgage

Further support

If you are still in need of assistance we have more tools available to help you with your case, from lending criteria to handy calculators to see how much your client could borrow.

View Lending Criteria