Products

Our Product range

Contractor

Available for individuals who are working on a contract basis, Saffron considers the contractor’s circumstances and income structure.

Everyday Buy-to-Let

Our Buy-to-Let product range is available to first time landlords and existing landlords to purchase or re-mortgage a property.

Expat Buy-to-Let

Our Expat products are available for UK nationals residing abroad who wish to purchase or re-mortgage a property in the UK.

First Time Buyer Mortgages

So your client is looking to take the plunge and buy their first home.

Joint Borrower Sole Proprietor

A Joint Borrower Sole Proprietor product can help to get your client on the property ladder by allowing a family member assist with affordability.

Lending into Retirement Downsizing

An interest only mortgage that allows downsizing as the repayment vehicle when the loan will be repaid in retirement.

Limited Company Buy To Let

Our Limited Company Buy to Let products are available for landlords operating via a limited company to purchase or re-mortgage a property.

Owner Occupied / Residential - discount rate mortgages

Discount mortgages for purchase or re-mortgage.

Owner Occupied / Residential - fixed rate mortgages

Fixed rate mortgages for purchase or re-mortgage.

Retirement Interest Only (RIO) mortgages

This product allows flexibility for borrowers in later life. Only available to retired borrowers on an interest only basis, with the loan being repaid by sale of the property on a set life event. They are for an open ended term.

Self-Build and Custom Build

Available to self-builders who want to buy a plot of land to build a new house or refurbish an existing structure for their own occupation.

Self-employed mortgages

For those working on a self-employed basis, this mortgage is available for applicants with only 1 year’s accounts

Your home may be repossessed if you do not keep up payments on your mortgage

Further support

If you are still in need of assistance we have more tools available to help you with your case, from lending criteria to handy calculators to see how much your client could borrow.

View Lending Criteria

Important Information