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Affordability Calculator

Affordability Calculator

Our affordability calculator is currently being updated to reflect our reduced stress rate and increased maximum LTIs. It will be available again shortly. Until then, this page will return a temporary error message when you press submit. But don’t worry, just contact our Intermediary Support Team on 01799 582 925 who can give you an accurate lending figure and answer any questions. Thanks for your patience.

Applicant one section

Enter number of dependants
Select a repayment type
Select term in years
Enter loan amount
Enter property value
Tick if 5+ year fixed rate
Joint RIO Application (do not select if Sole RIO Application)

Income section

Complete the following fields on the applicant's income
Enter pension
Enter investment or rental

Expenditure section

Enter student loan
Enter credit card balance
Enter monthly hire purchase
Enter monthly child maintenance
Enter school fees
Enter monthly healthcare costs
Other monthly costs

Applicant two section

Retired person?

Income section

Complete the following fields on the applicant's income
Enter base salary
Enter pension
Enter overtime
Enter any bonus
Enter any allowances
Enter other income
Enter investment or rental

Expenditure section

Enter student loan
Enter credit card balance
Enter monthly hire purchase
Enter monthly child maintenance
Enter school fees
Enter monthly healthcare costs
Other monthly costs
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