Expat Residential

Available to expats returning to the UK or where direct family (spouse and own children) remain in the property

Interest only or repayment- Maximum loan size: £3,000,000 up to 80% LTV, £1,000,000 up to 90% LTV.
Repayment, Interest Only and Part&Part mortgages available
Maximum loan size: £3,000,000 up to 80% LTV, £1,000,000 up to 90% LTV.
Only income received in Pound Sterling accepted
Overpayments of up to 10% per annum of the original loan amount are allowed without penalty

UK Bank account required
Single Tax residency only
Members of the Armed Forces serving abroad are eligible for our standard residential range.
Property must not be unoccupied (i.e. either direct family must occupy, or applicant must have returned to the UK prior to completion)
All documentation not in English will need to be translated by a qualified translator
If the property will be occupied by a non-borrowing family member, mortgage offers are subject to the appointment of an acceptable individual or company that will be authorised to accept legal notices and court documents on the borrower's behalf in connection with the mortgage in England and Wales. Any individual appointed must meet the UK's approved countersignatory requirements. Family members are acceptable. Please note this is a requirement of an offer and we will not proceed to completion without this.
Please note that the affordability calculator should not be used for non-UK Tax residents. Please contact our Intermediary Support Team on 01799 582925 in these instances.