Wednesday 28 January 2026 - Saffron for Intermediaries has today announced the launch of a new Large HMO Buy-to-Let product, giving brokers greater flexibility when supporting experienced landlords with complex, higher-yield HMO strategies.
Wednesday 28 January 2026 10:04 Press release
The new product offers criteria tailored specifically to the needs of larger HMO portfolios. Key features include:
Maximum loan size of £3 million, up to 70% LTV
No maximum number of bedrooms
Student lets accepted
Available in personal name or limited company ownership
No minimum income requirement
The launch builds on Saffron’s wider Buy-to-Let enhancements announced last month, which expanded limited company ownership across the range – including Expat BTL – introduced a new standard HMO category, and removed several key barriers to entry for experienced landlords.
Tony Hall, Head of Business Development at Saffron for Intermediaries, said:
“We’re pleased to introduce greater flexibility for brokers supporting clients with more ambitious HMO strategies. With no maximum number of bedrooms and loans up to £3 million, this new Large HMO product gives brokers the headroom to place larger, more complex cases with confidence.
“It builds on the wider enhancements we’ve made across our BTL range and reflects our ongoing commitment to evolving our criteria in line with broker feedback, delivering practical solutions that reflect how landlords are really investing.”
