Owner Occupied/Residential - fixed rate mortgages

A fixed rate mortgage offers borrowers the peace of mind of a set monthly payment during the term of the mortgage deal.

Our fixed rate mortgages offer competitive rates with all applications being individually assessed by a skilled underwriter giving an efficient and personal service. 

Product Criteria 80% LTV

• Free Valuation Fees. Full details can be found here.
• Minimum age 21
• Interest only or repayment
• Interest only to 70% max LTV and subject to an acceptable repayment strategy
• Minimum loan size £30,000
• Maximum loan size £1,000,000
• Loans over this are priced on a bespoke basis and have restricted LTV’s

Product Criteria 90% LTV

• Not available to first time buyers 
• Free Valuation Fees. Full details can be found here.
• Minimum age 21
• Repayment only
• Minimum loan size £30,000
• Maximum loan size £500,000
• Loans over this are priced on a bespoke basis and have restricted LTV’s