Important Message
Our Intermediary Support Team will be unavailable on 16 and 17 July between 12:30 and 2:00pm. We apologise for any inconvenience this may cause.
Standard Residential
A selection of standard residential products available for house purchases and remortgaging of existing homes.
Who is this product suitable for?
- First Time Buyers
- Existing Homeowners looking to move house or remortgage their existing property
- Self Employed borrowers with a minimum of 2 years' accounts*
- Contractors with a minimum of 2 years' continuous contracting history*
*In case of a joint application, both borrowers must eligible.
Product Details
- Free valuations
- Fixed and Discounted options (subject to availability)
- Repayment, Interest Only and Part&Part mortgages available
- Maximum loan size: £3,000,000 up to 80% LTV, £1,000,000 up to 90% LTV.
- Up to 5.5x LTI
- Overpayments of up to 10% per annum of the original loan amount are allowed without penalty
Additional Details
- If they have been trading/contracting for less than 2 years, please place the case on one of our Self Employed or Contractor range as applicable.