Standard Residential

A selection of standard residential products available for house purchases and remortgaging of existing homes.

Who is this product suitable for?

• First Time Buyers
• Existing Homeowners looking to move house or remortgage their existing property
• Self Employed borrowers with a minimum of 2 years' accounts*
• Contractors with a minimum of 2 years' continuous contracting history*

*In case of a joint application, both borrowers must eligible. 

Product Details

• Free valuations 
• Fixed and Discounted options (subject to availability)
• Repayment, Interest Only and Part&Part mortgages available 
• Maximum loan size: £3,000,000 up to 80% LTV, £1,000,000 up to 90% LTV.
• Up to 5.5x LTI
• Overpayments of up to 10% per annum of the original loan amount are allowed without penalty

Additional Details

• If they have been trading/contracting for less than 2 years, please place the case on one of our Self Employed or Contractor range as applicable.