Second Home

Our second home products can support borrowers looking to purchase or remortgage a second home property which may be let on a short-term basis for up to 90 days per year.

Who is this product suitable for?

• Existing Homeowners looking to purchase or remortgage their second home

Product Details

• Repayment, Interest Only and Part&Part mortgages available 
• Maximum loan size: £3,000,000 
• Maximum 90 days per year of short term letting
• No AST or contract for tenant
• Overpayments of up to 10% per annum of the original loan amount are allowed without penalty

Additional Details

• Not available to properties on holiday parks or subject to occupancy restrictions
• Affordability is solely based on personal income and no income from short term letting is used